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Most people think 45,000 points are only worth $450 - because that’s what the credit card portals tell them. Of course they do! Because the less value you get out of your points, the more they get to keep in their pockets. So… how about we start using our points in a way that gets YOU more, not the banks? This is just one example of many: Most credit cards with transferable points transfer to Air France. Air France has business class routes from the US & Canada to Europe priced as low as 45,000 points each way. If you time it with a transfer bonus, that price can be even lower! Meaning that for the SAME points your credit card tries to trade you for a $450 statement credit, you can actually get a $3,000+ lie-flat business class seat 😮 It’s all true - but you need to know where to look and how to work the system so you’re not searching aimlessly. It took me years to figure it all out. But I put together a free guide that explains it all. It’s linked in my bio 🔗 #travelhacking #businessclass

The credit card portal is the reason you’re still flying economy. Most people earn points and then burn them in the worst way possible. They book through the portal thinking they’re getting a deal, and meanwhile that same balance could’ve gotten them a lie-flat seat to Tokyo. The difference between a $1,000 economy ticket and a $8,000 business class seat isn’t earning more points. It’s knowing where to send them. This was the single biggest shift in how I travel. Once I stopped treating points like cash and started treating them like a currency with better exchange rates elsewhere, everything opened up. If you’re sitting on Chase or Amex points and wondering why luxury travel still feels out of reach, this is probably why. ✨ Follow for smarter ways to turn your everyday spending into travel that actually feels worth it. #travelhacking #firstclass

The first time I flew business class using points, I paid $18 in taxes. The cash price would’ve been $3,600. Most people think you need to fly constantly to earn enough points for premium travel. The reality is simpler: you’re already spending money on groceries, gas, dining, travel. You’re just not earning what you could be. When you know which card to use for each purchase, the same spending suddenly earns 3x to 5x the points. Stack that with shopping portals and bonuses and you’re now sitting on a pile of points you didn’t think was possible to get! The shift isn’t spending more. It’s being intentional about how you swipe. 💬 Comment “GUIDE” and I’ll send you my free beginner guide to get started. 📥 If you don’t follow me yet, Instagram may drop my message into your requests folder, so be sure to check there. ✨ Follow along if you want to turn everyday spending into luxury travel 😏​​​​​​​​​​​​​​​​ #travelhacking

Everyone thinks the same way about earning credit card points. “I have one credit card that I use to rack up lots of points with _______ bank or airline.” That advice sounds logical…but it’s exactly why most people never get ahead with points and miles. Spending more to earn points is the slowest, most expensive way to travel. Earning 1-2 points per dollar is the absolute slow burn 🔥. One flight earned after thousands in extra spending isn’t a hack at ALL; it’s a trap. The real secret? Points aren’t built by spending more. They’re built by EARNING them strategically. New card sign-up bonuses, the right cards at the right time, and knowing how to redeem correctly will out-earn years of “put everything on your card” bad advice. That’s how regular people fly Business Class and stay in luxury hotels without changing their lifestyle or budget. If you’ve been doing “all the right things” and still not traveling the way you want…this is the missing piece. Follow @intheairwitherin and get ready…I’m almost done with a guide that will blow your mind!

Most people use credit card points completely wrong. They book through the travel portal, burn 300,000 points, and think they got a “free” flight. Meanwhile, the same seat could’ve cost 75,000 points using transfer partners. That’s 4x the value, same plane, same seat, different strategy. The game is simple: Hit signup bonuses. Stack referrals. Transfer to airline partners. Repeat across banks. It’s not about spending more. It’s about redeeming smarter. Comment SKOOL and I’ll show you how to travel free and build leverage the right way. 👌🏼

Here’s how…👇🏻 I made one MAJOR switch to my points strategy. And it took me from flying economy, to flying in business class for ✨less than the price of economy✨ For years I earned points that I would cash out for gift cards (and it pains me to think of all those wasted points 🫠😵‍💫). Then I learned the power of credit card transfer partners and made a huge switch in my strategy. 💺Once I focused on earning flexible points, and mastered transferring out my points, I started flying business class for pennies on the dollar! To date we have booked United Polaris (x2), Virgin Atlantic Upper Class, Turkish Airlines business class, KLM business class, Singapore Airlines business class, Qatar QSuites, American Airlines Flagship Suites, Iberia business class, and British Airways Club World all on points! Now it’s your turn to master these transfer partners to LEVEL UP your points and miles game! 👏🏻 🚨Comment “FREE GUIDE” for the link to my free Airline and Hotels Transfer Partners Guide along with my top flexible point card recommendations! ————————————————————————————— And follow @packedwithpoints to learn how credit card points and miles can help you travel more, for less! ✈️ ————————————————————————————— #creditcardpoints #awardtravel #traveltips #businessclassflyer #businessclass

Here’s how I can help 👇 We all have to pay for groceries, gas, phone bills… it’s money you’re spending anyway. When you run those same expenses through the right cards and redeem your points the smart way, your travel budget gets a lot lighter. The rules stay simple: pay your balance on time and in full, and only swipe for things you already planned to buy. Do that consistently, and your everyday spending starts working toward flights, hotel nights, and even business class seats. The real cheat code is having a strong enough credit profile to actually qualify for those cards in the first place. If you want a short video breakdown of how I’d help you strengthen your profile so you can get approved for high-status cards… 👉🏻 Comment “BUSINESS” and I’ll send it to you.

💳 Everyone thinks the same way about earning credit card points. “I just need to spend more on my credit cards if I want to travel more.” That advice is exactly why most people never get ahead with points and miles and even worse, go into credit card debt. 💸 Spending more to earn points and miles is the slowest, most expensive way to travel. One flight earned after thousands in extra spending isn’t a hack at ALL; it’s a trap. The real secret? Points aren’t built by spending more. They’re built by EARNING them strategically. Sign-up bonuses, the right cards at the right time, and knowing how to redeem correctly will out-earn years of “put everything on your card” bad advice. That’s how regular people fly in Business Class and stay in luxury hotels without changing their lifestyle or budget. If you’ve been doing “all the right things” and still not traveling the way you want…this is the missing piece. Follow @intheairwitherin for more on how to earn and burn points and miles the best way possible!

This is exactly how I get $10k luxury flights for free… First you need to accumulate credit card points, but that part is easy. You do this by: 1. Taking advantage of elevated sign up bonuses 2. Getting approved for the highest earning cards But the real question is how do you get the most value out of them? You need to multiply your points with transfer bonuses (increasing points by up to 260%) Then you maximize their value by scoring the best deals. You do this by leveraging unknown softwares. I just broke down this entire process in a video where I don’t hold back anything. Want to learn exactly how I got over $50k in luxury travel last year? Comment “points” and I’ll send it to you.

👋 I’m Rachel! I used to think Business & First Class flights and 5-star hotels were only for rich people. But a few years back I discovered the strategy behind earning and redeeming credit card points, and everything changed. Today, I use points to fly comfortably, stay in beautiful hotels, and travel more often — without spending more than I used to. And now I’m sharing all of my tips here on Instagram! Here, you’ll find: ✈️ Practical points strategies 💳 Smart credit-card setups 🏨 Hotel & flight booking tips 📍 Travel hacks that help you save and upgrade your experience My goal is simple: ✨ Help you travel better, for less. This $5,437 flight cost me $82 plus 155k American Express credit card points. If you want to learn how to earn more points, redeem them for maximum value, and make travel feel easier and more accessible— 👉 Follow along, you’re in the right place. Rachel X #TravelHacks #PointsAndMiles #CreditCardPoints #TravelForLess #LuxuryForLess

Just flew to Asia in lie-flat business class for 75,000 points, and it’s way more doable than people think. But before I spill how 👀 make sure you follow for more ways to turn everyday spending into luxury travel ✈️ Here’s the thing most people don’t realize: Credit card portals make redeeming points feel easy. Gift cards, statement credits, flights… all neatly packaged at ~1 cent per point. Convenient? Yes. Optimal? Not even close. With a bit of learning and intention, those same exact points can unlock 5–15x the value. For example, this Asia business class flight would’ve cost me 350K+ points through a credit card portal 😭 Instead, I booked it for 75K and slept flat the entire way. There is a learning curve, but it’s learnable. And once it clicks, everything changes. I put together a free beginner guide that walks through the basics so you don’t make the same expensive mistakes I did early on. 💬 Comment GUIDE and I’ll send you the link to download it for free. PS: If you don’t already follow me, Instagram might drop the link into your “requests” folder, so be sure to check there. Or just follow now so you don’t miss the next tip 🫶 #travelhacking

You don’t need to open a single new credit card to start earning more points. Only have a debit card? That’s fine too. Most people think travel hacking begins with a big signup bonus. But some of the easiest points to earn are hiding in expenses you’re already paying every month, you’re just not getting credit for them yet. 💬 Comment “EARN” and I’ll send you the free guide that breaks it all down. 📥 If you don’t follow me yet, Instagram may send my message to your requests folder, so check there so you don’t miss it. ✨ Follow for smarter ways to turn everyday spending into luxury travel. (How to earn points without credit cards) #travelhacking #luxurytravel