#Debt Free

I’ve paid off $73k of debt in 15 months. I sacrificed in some areas of my life while maintaining things in other areas of my life. ☕️ I still had coffee out on occasion but it was a treat not a daily habit ✈️ I still traveled because I budgeted for the trip using sinking funds. 🥘 I cooked most of my meals at home but still enjoyed meals out routinely with a budgeted amount per month. 🛍️ I stoped impulse purchasing things I thought I wanted but didn’t really need. 💇‍♀️ I still got my hair and nails done because those were self care non-negotiables for me. If you’re in a season of debt payoff, your journey will probably look different than mine because personal finance is personal. You have to find the debt payoff strategy that works for you, your family, and lifestyle. Once you figure out what’s important to you, what you’re willing to temporarily sacrifice, what you’re not, the plan will come into place. #debtpayoff #payingoffdebt #personalfinance

5 things we stopped normalizing to pay off our $150K mortgage in just 4 years 👇 Eating out & takeout- 🍽️ We didn’t cut it completely—but we got intentional. Most of that money went straight to our mortgage instead. Constant beauty spending- 💋All of it—paused. I kept my hair color once a year and let the rest go. Always upgrading cars- 🚗 We’re driving our van as long as it runs. Living without a clear plan. We had a goal—and every single month we made an extra payment toward the principal. 💪 Mindless spending- The random Target runs, quick stops, little extras… those were costing us more than we realized. None of this felt extreme.But doing it consistently? That’s what changed everything. #debtfree #mortgagefree #financialfreedom #simpleliving #intentionalspending

If you think I’m not going to make paying off debt with a baby on the way my entire personality, you would be wrong!! Ask me the tough questions, I want to answer them!! . #payingoffdebt #debtjourney #financialfreedom #debtfreejourney #becomingdebtfree

HEAVY on tip number 3 😭 I spent YEARS telling myself I couldn’t do it, it was TOO hard. I wish I’d given myself a mental slap round the face 😅 You CAN do it!!! Tell yourself that right now! You CAN get out of debt. It’s absolutely possible because you are amazing and strong and entirely CAPABLE. ❤️ #debt #debtfree #creditcarddebt #debtfreejourney

debt payoff so far this year 📉💸 comment “DEBTFREE” for the link to my debt payoff tracker 🤍 #debtpayoff #debt #debtfree #debtfreejourney #personalfinance #studentloans #studentloan

To learn how I paid off $114,000 in debt in 56 months comment “DEBT” below #debtfree #savings #HerFinancialShift #personalfinance wealthbuilding

So what is everyone else’s age and debt looking like? Venmo???? (JK…kinda) @nurseamaiya 🤭 #nurse #debt #debrjourney #studentloan #debtfreelife #debtpayoff

You’d be surprised how crazy this works 🤯 #debt #payoff #personalfinance #daily #progress

I’m not a financial advisor, I didn’t have money to pay for one. But I wanted to get out of debt so badly that I made it my goal. This is the excel spreadsheet that has really been my financial savior. You have to put in the work and really be determined, but this gives you EVERYTHING to be debt free. #debtfree #budget #financialeducation #toolstobedebtfree

What’s the fastest way to get out of debt? The quickest way to make your debt-free dream a reality is to use the debt snowball method.  Sure, it might appear that paying off the debt with the highest interest rate first makes the most sense—mathematically. Wouldn’t that save you the most money? Yes and no. If you begin with the biggest debt, you won’t see traction for a long time. You might think you’re not making fast enough progress and then lose steam and quit before you even get close to finishing. It’s important to pay your debts in a way that keeps you motivated until you’ve wiped them out. Getting quick wins in the beginning will light a fire under you to pay off your remaining debts! Listen—knock out that smallest debt first, and you will find the motivation to go the distance.

Make sure you follow me! That’s all🚀🚀 #debt #debtfree #debtfreedom #loan #money HOW MUCH DEBT DO YOU HAVE?

For anyone who is in the beginning, middle, or end of their debt payoff journey. Keep showing up for yourself, and do it with grace.🩷 #thebudgetmom #debtfreecommunity