#Forex Markup

Travel karte ho? Toh ye card MUST hai! ✈️🌍 Scapia x Federal Bank card = 0% Forex Markup 💳🔥 Matlab foreign swipe pe extra charges nahi! 😍 Save ₹₹₹ on every international transaction ✅ 👇 Comment “TRAVEL” for details! #ScapiaCard #FederalBank #TravelCard #CreditCardIndia #ForexMarkup

This Credit Card is probably the best Lifetime free Credit Card in India. It has a blended return rate of 3-6% and lets you transfer your points to miles, with a slab based spending structure It has both, domestic(8/y) and international lounge access (2/y) A complimentary movie ticket upto Rs 500 on BMS once every 6 months Forex Markup of 1.5% With most cards removing lounge access, and movie tickets, this card has really good benefits especially international lounge access for a card that’s absolutely free. So check out the link in my bio and get your IndusInd tiger credit card today! Exclusions: fuel, utility, insurance, government, Education, Real Estate and rent. [credit cards, reward points, miles, free movies, free travel, luxury, IndusInd, Aly Hajiani, thatcreditcardguy, lounge access, return rate, airmiles ]

#tradingforex #tradingstrategy

Zero forex markup cards you can actually trust in 2025! (Save this post if you’re traveling soon.) Traveling abroad? You NEED a reliable forex card that saves you from crazy bank fees and works everywhere. Here are the best forex cards for Indian travelers and students in 2025: ✅ Niyo Global Card • 0% forex markup • Free international ATM withdrawals (up to a limit) • Global acceptance (Mastercard network) • Great app UI, easy tracking Cons: Limited ATM withdrawals after free limit; FD-backed version available for better limits. ✅ IDFC First Wow Travel Card • No forex markup • Free lounge access • No annual fee • Accepted worldwide Cons: Lounge access is limited to certain airports. ✅ Scapia Card (with Federal Bank) • 0% forex markup • Rewards on international spends • Free airport lounge access • Coolest app interface for travelers Cons: Requires opening a linked savings account with Federal Bank. ✅ HDFC Regalia ForexPlus Card • Premium benefits • Complimentary lounge access • Safe chip and pin security Cons: Minor forex markup (~2%), but premium perks make it worth it for frequent travelers. Pro Tip: Always carry TWO cards while traveling (forex + credit card) + some emergency cash. Why? One backup can literally save you in emergencies abroad. Comment ‘CARD’ and I’ll DM you a full FREE checklist: • Best card for students • Best card for working professionals • Emergency travel tips no one tells you! PS: I have helped around 7k students to fulfill their dream of studying abroad and travelling with ease. This is my new page, do follow and share! 💯

The Scapia Federal Credit Card is back and here’s why it’s the best free Travel Card! ✅ No Joining Fees ✅ No Annual Fees ✅ 0% Forex Markup Travelling with credit cards is often riddled with complex redemption processes. Scapia has eliminated these completely! Love to lounge? On a ₹10,000 spend in the previous billing cycle, the Scapia Federal Bank Credit Card gives you unlimited domestic lounge access, along with entry to their Airport Privileges Program. Where you can shop, dine, and relax at the spa for FREE—up to ₹1,000 per visit at domestic airports. And that’s not all! The easy-to-use Scapia app can be your go-to for all travel bookings. You earn 10% Scapia Rewards on every spend and 20% rewards which can be used as Scapia coins while booking travel on the Scapia app! 5 Scapia coins = 1 rupee! Look no further than the Scapia Federal Bank Credit Card for all your travel needs! [ travel, lifestyle, credit cards, thatcreditcardguy, points, rewards, @getscapia , collab, redemption, flights, hotels ]

Premium Card pe Nuksaan 💔 🚨 How I Lost Money Without a Zero Forex Card - My Story 💳 We bought electronics in London using ICICI Emeralde Private Metal Credit Card. This card charges: ➡️2% Forex Markup + 18% GST ➡️ Effective Forex Cost = 2.36% Since the card gives 3% rewards, net gain should’ve been +0.64% We made 2 payments of 100 GBP each. Charges for Each Transaction ➡️Amount Charged: ₹12,036.07 ➡️Markup Fee (2%): ₹240.72 ➡️GST (18%): ₹43.33 🟰Total Forex Charges Paid (for 2 transactions): ₹568 ❗But Then… BOTH Transactions Got Reversed Reversal Credit Came With Charges Too ➡️Reversal Amount: ₹24,080.45 ➡️Markup Fee (2%): ₹481.61 ➡️GST (18%): ₹86.69 That's another ₹568 gone without a single net transaction. ⚠️ Total Money Lost = ₹1,136 Yes - I paid ₹1,136 in Forex charges for a transaction that never actually happened. This is exactly how non–zero-forex cards may drain our money during international trips. And this happens even with premium cards. People may call Zero Forex cards “hype” But when you face situations like this, they save you instantly. No markup. No GST. If Interested, apply a Lifetime Free Zero Forex Credit Card via link in Bio PS: If anyone thinks this is a made-up story, feel free to DM me for statement. #Forex #everypaisamatters #credtcards #travel #savemoney

💸 Think forex markup is the only hidden bank fee? Think again. When you receive an international business payment, banks don’t just charge forex markup. There are multiple other hidden deductions that eat into your money: 🔹 SWIFT charges – ₹500 to ₹1,500 per transfer 🔹 Intermediary bank fees – ₹500 to ₹2,000 (varies depending on routing banks) 🔹 FIRA charges – ₹200 to ₹400 per payment (for issuing the Foreign Inward Remittance Advice) The worst part? These charges are not transparent. They’re deducted silently, and by the time the money hits your account, you don’t even know how much you actually lost. 👀 Over the course of the year, these hidden charges can add up to lakhs of rupees for exporters and service providers. At Skydo, we’re building this series so you understand exactly what’s happening to your money in international transfers. Because the first step to saving more is knowing what you’re losing. 👉 Follow Skydo to uncover every hidden fee your bank won’t tell you about. #hiddeenfees #internationalbusiness #internationalpayments #skydo

$18,000 in profit! should I close it?👀 Comment “GROUP” and I will send you our FREE Telegram group link where we share our trade ideas, education, giveaways and more! Disclaimer: CFDs are complex instruments and carry a high risk of losing money rapidly due to leverage. The content shared is for educational purposes only and does not constitute financial advice. Trading is not a get-rich-quick scheme — profits are never guaranteed. Trade responsibly. AndreeaTrade is a brand on social media that presents information for Ninja Lots Limited, Hong Kong, and the content is destined for viewers outside HK. #forextrading #trading #forex #tradingsignals #forextrader #gold #xauusd #investing

5 Best Lifetime Free 0% Forex Cards (2026) If you’re paying 2–3% forex fees abroad, you’re losing money on every transaction. Use a 0% forex card or forex positive card (coming in next video) 1. Uni Card (GOLDx) • 0% forex markup • 7% on flights & hotels • 5–8% on vouchers • 1% on UPI on any app • Lifetime free 2. Scapia (Federal Bank × Scapia) • 0% forex on all currencies • Unlimited domestic lounge OR ₹1000 back via aiport privilges • 2-4% flat rewards • Coins usable for flights & hotels • Lifetime free 3. AU Ixigo (AU Bank × Ixigo) • 0% forex markup • 10% cashback (up to ₹1000) on Ixigo • 16 domestic lounge access • Lifetime free 4. Niyo Global (SBM × Niyo) • 0% forex across 150+ currencies • Free international ATM withdrawals • FD-backed • No annual fee 5. IDFC First WOW • 0% forex markup • FD-backed • Helps build credit history • Lifetime free If you travel, a 0% forex card is non-negotiable. Pick your best.

💳 Demystifying Foreign Transactions – Ep. 1 Think you’re earning BIG on international spends? You might actually be losing money without realizing it. Forex markup charges typically range from 0% to 3.5% + GST across credit cards. And here’s where most people get it wrong 👇 👉 More points ≠ More value 👉 High rewards ≠ Best card Because what truly matters is your net return after forex charges. In this episode, we break down: ✔️ What forex markup actually is ✔️ The real range across cards ✔️ Why reward points can be misleading This series will help you stop guessing and start optimizing your international spends. 🎯 Next episode: We reveal the best cards for pure cashback on forex spends (no fluff, just math) Follow Finance with Gaurang for smarter credit card strategies. ⸻ #CreditCardsIndia #ForexMarkup #InternationalSpends #TravelHacksIndia #SmartSpending PersonalFinanceIndia CreditCardTips RewardsPoints CashbackCards FinanceWithGaurang MoneyMattersIndia FinfluencerIndia TravelSpends HiddenCharges CreditCardHacks FinanceReels IndianFinance WealthBuildingIndia SpendSmart MoneyTipsIndia

Got the iPhone 16 Pro Max from Dubai for just AED 4170… but the real win? No extra 4K forex charges—thanks to @go_niyo zero forex markup, accepted in 180+ countries and 130+ currencies. And if you live in Delhi NCR, Mumbai, Pune & Bangalore you can get Niyo’s zero forex markup debit card within 24 hours. Use code: BRAINAPR25 on the Niyo app to avail INR 2,500 Niyo coins. Link in bio—travel smart, spend smarter #traveller #travel

Don’t make the same money mistakes I did as a new student in the UK 🇬🇧
 These 3 finance tips actually saved me big time as an international student 📈 And for sending money from India? Use Niyo cards @go_niyo , no forex markup, no hidden fees, and even uni fees & rent transfers can be done 🙌🏻 Bonus: I used my code SHAF2025 to get 2,500 Niyo coins (you can too link is in my bio 👀) Share it with someone who’s planning to move to the UK & save smart! 💁🏻‍♀️✨ #ad #explore #explorepage #finance #trending #viral