#Intensivity

War in the Middle East might feel far away, but it could still hit your wallet here in the UK. Halifax, Britain's largest lender, has warned that mortgage rates could stay higher for longer due to the impact of the Iran war on oil prices and the subsequent rise in inflation. Here’s how it could end up pushing up mortgages, rents and everyday costs. #UK #Mortgage #Oil #Economy #Iran #War #Channel4news

Let’s Talk “War In Iran and UK Mortgages..” 🏡 Yes believe it or not they are actually linked… The current War between Iran, US and Israeli… Why does this effect UK Mortgages a hear you ask? Great question… Iran has now in retaliation shut off a very important shipping lane that is used to ship upto 20% of the World Oil.. (Hormuz Strait) As you might know Oil is important for everything.. and will affect supply chains massively. It will be delayed before we see the results BUT this will cause a spike in Oil prices meaning the costs for shipping goods and moving goods and products will increase… which is inflationary.. Inflation going up = bad for Mortgage Rates If inflation remains above the 2% target it means the Bank Of England will likely keep interest rates the same or even potentially increase IF inflation looks like it will keep going up.. Very very interesting time.. we don’t know what the next steps are going to be and how long this could last… but if the Strait remains shut for maybe over a few weeks/ months this will have massive effects on UK inflation… A mental time 👀 #buyingahome #ukmortgage #mortgagebroker #ukmortgagerates

If oil stays high because of the US–Iran conflict, don’t expect UK mortgage rates to fall any time soon. Higher oil → higher energy costs which increases higher inflation. It's higher inflation that central banks are worried about which result in interest rates staying higher for longer. And right now, the UK housing market is relying pretty heavily on the idea that rates are coming down. The market isn't moving through growth in wages or sentiment. It's very mortgage rate rate sensitive. So how do I think this will effect UK property. The UK is already near the bottom of its cycle. Volumes are weak. Sentiment is low. So much negativity is already baked into the market you see now. So I don't see some big impact to house prices in the short term It’s a slower, flatter recovery into 2026 which is not what we wanted but it's likely what we now might get.

What are the potential implications to mortgage rates resulting from the conflict in the Middle East? #MortgageRates #OilPrices #FinancialAlert #MiddleEastCrisis

How is the bombing in Iran affecting mortgage rates? It may look scary, but there is a pattern with past conflicts. Spikes happen, especially when there is conflict in the Middle East, but will usually level themselves out. #mortgagerates #mortgagelending Cori Pugsley, Approved Home Loans | Equal Housing Lender | NMLS #2300754

Mortgage rates dropped below 6% last week for the first time since 2022. By Monday they were back above 6.12%. Here’s what happened and why it matters. Over the weekend, the U.S. and Israel conducted military strikes in Iran. Oil prices surged roughly 8%, jumping to $79 a barrel. When oil spikes like that, inflation expectations rise. And when inflation expectations rise, bond investors demand higher yields. The 10-year Treasury jumped more than 11 basis points back above 4.05%. Mortgage rates followed. This is the connection most people miss. Mortgage rates don’t move because of the Fed. They move with the 10-year Treasury yield. And the 10-year reacts to everything: inflation data, economic reports, and geopolitical events like a military conflict in the Middle East. The question everyone is asking is whether this is a temporary spike or the start of a longer trend. Historically, Middle East conflicts have not kept mortgage rates elevated for extended periods. After the Iraq invasion in 2003 and other conflicts, rates eventually moved lower as economic uncertainty led investors back into the safety of U.S. bonds. If this conflict is short and contained, rates will likely settle back down. If it escalates and oil stays elevated, higher energy costs could keep inflation pressure up and delay the rate relief everyone was expecting heading into spring. Either way, this is exactly why timing the market doesn’t work. Rates were 5.99 one day and 6.12 a few days later. The buyers who were already preapproved and knew their numbers were ready to act in that window. The ones who were waiting for a better headline missed it. You don’t control the market. You control your preparation. Know your strike rate. Know your numbers. Be ready when the math works. Comment RATE if you want help figuring out where you stand right now. #mortgagerates #Iran #realestate #homebuying #interestrates

U.S.-Israeli strikes on Iran are pushing mortgage rates higher as oil prices surge and inflation fears ripple through global bond markets. While Iran produces only about 3% of the world’s oil, roughly 20% of global crude shipments move through the nearby Strait of Hormuz, making investors nervous about potential supply disruptions, rising shipping costs, and broader economic fallout. Historically, spikes in oil prices fuel inflation concerns, which drive bond yields higher...and mortgage rates tend to follow. Just last week, mortgage rates touched a three-year low of 5.98%, offering buyers a window of opportunity. However, here we are now, and continued geopolitical instability involving the United States and Israel could quickly reverse that trend. Financial markets are forward-looking, meaning rates often react to uncertainty before real economic impacts are fully felt. For buyers and homeowners, this environment underscores an important lesson: waiting for “perfect” conditions can be risky. Global events beyond our control can change affordability overnight, reinforcing the value of staying informed, prepared, and ready to act when opportunity presents itself. Do you have questions? Give me a call today and let's discuss your real estate future!☎️ (562) 843-1843 email: [email protected] www.JamieDurity.com 𝗧𝗵𝗲 𝗔𝗴𝗲𝗻𝘁 𝗪𝗵𝗼 𝗗𝗘𝗟𝗜𝗩𝗘𝗥𝗦! #JamieDurityRealEstateGroup #realestateagent #eXpRealty #SoCalrealtor #SoCalagent #CaliforniaRealEstate #CAmortgagerates #financialgoals

Mortgage rates dropped below 6% last week for the first time since 2022. By Monday they were back above 6.12%. Here’s what happened and why it matters. Over the weekend, the U.S. and Israel conducted military strikes in Iran. Oil prices surged roughly 8%, jumping to $79 a barrel. When oil spikes like that, inflation expectations rise. And when inflation expectations rise, bond investors demand higher yields. The 10-year Treasury jumped more than 11 basis points back above 4.05%. Mortgage rates followed. This is the connection most people miss. Mortgage rates don’t move because of the Fed. They move with the 10-year Treasury yield. And the 10-year reacts to everything: inflation data, economic reports, and geopolitical events like a military conflict in the Middle East. The question everyone is asking is whether this is a temporary spike or the start of a longer trend. Historically, Middle East conflicts have not kept mortgage rates elevated for extended periods. After the Iraq invasion in 2003 and other conflicts, rates eventually moved lower as economic uncertainty led investors back into the safety of U.S. bonds. If this conflict is short and contained, rates will likely settle back down. If it escalates and oil stays elevated, higher energy costs could keep inflation pressure up and delay the rate relief everyone was expecting heading into spring. Either way, this is exactly why timing the market doesn’t work. Rates were 5.99 one day and 6.12 a few days later. The buyers who were already preapproved and knew their numbers were ready to act in that window. The ones who were waiting for a better headline missed it. You don’t control the market. You control your preparation. Know your strike rate. Know your numbers. Be ready when the math works. Comment RATE if you want help figuring out where you stand right now. #mortgagerates #Iran #realestate #homebuying #interestrates

🚨 Iran, Israel, and the March 18th Rate Announcement. If you’re holding out for the Bank of Canada to slash rates on March 18th, you need to look at what's happening overseas. The escalating conflict between Iran and Israel isn't just world news—it’s a direct threat to your GTA mortgage. Rising tensions in the Middle East mean surging global oil prices, and when oil spikes, inflation spikes right along with it. Sticky inflation is the Bank of Canada's worst nightmare. Because of this geopolitical shock, the odds of a spring rate cut on March 18th are fading fast.Hoping for a rate drop is not a strategy. The market is heading into choppy waters, but you don't have to sail them alone. ⚓👇 Reach out to me today, and let's navigate these shifts to protect your buying power. #IranIsrael #MiddleEastConflict #GlobalTensions #Geopolitics #StraitOfHormuz #WorldNews #OilPrices #Inflation #BankOfCanada #March18 #MortgageRates #GTARealEstate #OshawaRealEstate #DurhamRegion

Mortgage rates bounced back into the low-6s after the U.S. and Israel struck Iran, reversing a brief dip below 6%. While analysts say the reaction is mild so far, ongoing conflict could keep long-term rates from easing. #MortgageUpdate #MarketUpdate #HousingMarket2026 #MortgageTips

A war in Iran doesn’t stay in Iran. Here’s the chain reaction most people are missing: Shipping disruption in the Middle East → Oil and gas prices spike → The UK (which imports 50–60% of its gas) sees wholesale costs rise → Higher energy prices increase inflation risk → Markets delay expected interest rate cuts → Gilt (UK government bonds) yields edge higher → Fixed mortgage rates follow Right now, the energy price cap is fixed until June 2026. But if wholesale prices stay elevated, Ofgem can reset prices from July. If this conflict is short-lived, the impact may fade. If it drags on, energy bills and borrowing costs could rise later this year. This is how geopolitics feeds into your household budget. Save this to understand what to watch next. Share it with someone renewing their mortgage in 2026. #mortgage #investment #money #property #oil

Wha does a war with Iran mean for mortgage rates?