#Loan Programs

How much should you save before buying a home? 🏡 A good rule of thumb is planning for about 6.5%–8.5% of the purchase price. • 3–5% for closing costs • ~3.5% for the down payment (depending on the loan) The good news is there are programs that can help reduce your out-of-pocket costs like NACA, Georgia Dream Homeownership Program, and even local county assistance programs. I’ll drop the links to these programs below so you can check them out. Ethan Hayden | Realtor 313-603-0013 Ga Dream: https://dca.georgia.gov/affordable-housing/home-ownership/georgia-dream-mortgage-products/georgia-dream NACA: https://www.naca.com/naca-programs/ Cobb County DPA: https://georgiabuyerdpa.com/cobb Next Door Programs: https://www.nextdoorprograms.us

All it takes is to be at right place, at the right time. Save the date, March 26th, 6PM to 7PM. Southeastern Residential building. Evans, GA. @leslie_houstonrealtor

Buying a home in 2026 might be easier than you think 🏡 A lot of buyers are still sitting on the sidelines, but there are more loan options available today than ever before. ✨ Down payment assistance programs ✨ Low down payment conventional loans ✨ FHA options ✨ Zero down programs ✨ First-time buyer programs ✨ Rate buy-downs and creative financing The right loan program can make a huge difference in what’s possible for you. If buying a home is on your goal list this year, let’s talk through your options and build a plan that works for you. [email protected] | 832.610.7419 #nickygomezrealestategroup #hillarychaires #houstonrealestate #houstonrealtor #thewoodlands #bridgeland #houston

POV: You’re not just looking at homes… you’re looking at your next chapter. Every property in this reel offers something different — acreage, new construction, investment potential, ocean breeze, rental income, space for family, or room to grow. The question isn’t “Which one is pretty?” It’s: Which one fits your life? Your budget? Your long-term plan? On the Big Island, strategy matters. Location matters. Lava zones matter. Loan programs matter. Negotiation definitely matters. If you’re thinking about buying — even if it’s just “next year” — let’s start mapping out a game plan now so when the right home shows up, you’re ready. Comment “HOME” or send me a DM and I’ll send options tailored to you. Real Estate with real roots & real heart. 🏡✨ Kristen L. Wallace, RS-87995 REALTOR® | Big Island, Hawai‘i Brokered by eXp Realty The Agency Team Hawai‘i 🥇 Top Performing Zillow Agent 📍 292 Kīlauea Ave, Hilo, HI 96720 📞 (808) 746-9214 ✉️ [email protected] 💻 kristen.theagencyteamhawaii.com Real Estate Matchmaker | Big Island Living Specialist #HawaiiRealEstate #BigIslandHomes #IslandLiving #RealtorLife #HomeBuyingTips

Experience is great. Wisdom is better. And you deserve both. Let’s talk strategy.

Housing costs exist either way.⁠ The difference is what you’re building over time.⁠ ⁠ If you want to see how your numbers compare, DM us “RENT VS BUY” and we’ll break it down for you 🏡✨⁠ ⁠ 𝗞𝗶𝘁𝗵𝗶𝗮 𝗗𝗲𝗔𝗻𝗱𝗮 | 𝗟𝗼𝗮𝗻 𝗢𝗳𝗳𝗶𝗰𝗲𝗿⁠ 𝘍𝘪𝘯𝘦𝘴𝘵 𝘊𝘪𝘵𝘺 𝘏𝘰𝘮𝘦𝘴 & 𝘓𝘰𝘢𝘯𝘴⁠ 𝘕𝘔𝘓𝘚 1296311 | 𝘋𝘙𝘌 01972383⁠ 📲 (619) 674-9749⁠ 📧 [email protected]⁠ ⁠ — — —⁠ ⁠ At Achieve Lending Collective, we believe informed decisions lead to better homeownership outcomes ✨⁠ ⁠ Trusted mortgage guidance for San Diego home buyers and homeowners exploring home loans, mortgage rates, refinancing options, cash-out refinance, and home purchase strategies 🏡⁠ ⁠ Helping first-time home buyers, move-up buyers, self-employed buyers, and homeowners navigate the mortgage process, loan programs, and refinancing with clarity, confidence, and long-term planning 🤝🏻

Most people don’t know you can do this! How to build a real estate portfolio from scratch… Share this! #realestate #mortgagetips #homeownership #homebuying #homebuyingtips

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Unlock FHA financing expertise! Serve more families, close more deals. Essential training for agents & loan officers. #FHA #RealEstateTraining #LoanOfficer #Mortgage #RealEstateAgent #RealEstateTips #ClosingDeals #FinancialLiteracy

Not perfect credit? Still possible. Understanding your options is the first step. Message me to learn what lenders look for. #HomeBuyingTips #FutureHomeowner

Most homeowners think they need 20% down to buy their next home… not always true. If you’re selling your current home, the equity you’ve built could be used toward the next purchase. Depending on the loan program, you may not need to put 20% down. Every situation is different, which is why it’s important to review the numbers before assuming you can’t make your next move. 💬 Thinking about selling and buying again? Let’s run the numbers. #homeownershiptips #mortgagetips #homebuyingtips #buildwealth #realestatetips

Rehab projects move quickly. Your funding should too. At Rehab Wallet, our loans are designed to keep your project moving fast from start to finish. Our clear and consistent draw process helps keep contractors paid so you can stay focused on the work happening on site. Ready for faster funding? Learn more about which loan program fits your next project at the link in our bio.