#Social Security

Yes u cannot apply for spousal Social Security until your spouse draws his own doc benefits. If you are DIVORCED your ex never has to draw for you to be eligible to draw. Your ex merely must turn age 62!

Taking Social Security at 62 is a NO BRAINER. Are you taking it at 62!? To be clear, there are unique situations where holding off may make sense- the easiest example is if you’re working at 62 and making serious money. The amount you make may reduce your Social Security payment down to zero. Then it makes sense to wait. This post is simply broad helpful commentary. #socialsecurity #retirement #retirementplanning #retiree #finance #cfp #financialplanning

What age are you going to take social security? #retirement #finance #socialsecurity

Unlocking Social Security: A Hidden Trick #socialsecurity #medicare #retirement

Everyone is lying to you about Social Security. Or at least, everyone with an (R) next to their name. Let’s cut the bullshit. #taxes #myth #socialsecurity #trump #politics

Have you checked your Social Security amount lately? These are the projected 2026 maximum monthly Social Security retirement benefits for people who were maximum earners and have 35+ years of work history. But here’s the important part: Most people will not receive the maximum amount. Your actual benefit depends on things like your earnings history, how many years you worked, and the age you choose to start claiming. That’s why your personal Social Security Statement matters more than any chart online. Here are 3 things to do: 1. Check your Social Security Statement. Look at your estimated benefit at age 62, your full retirement age, and age 70. 2. Review your earnings record. Your benefit is based on your work history, so make sure your earnings are showing correctly. 3. Know your full retirement age. For many people born in 1960 or later, full retirement age is 67, but you should always confirm based on your birth year. Resources to check: SSA my Social Security account SSA Social Security Statement SSA Retirement Age Calculator SSA Benefit Calculators This is educational only and not financial advice. Your situation may be different, so use your own SSA account and consider speaking with a qualified professional before making claiming decisions. Save this so you can check your own estimate later. #SocialSecurity #SocialSecurityBenefits #RetirementPlanning #RetirementIncome #WomenOver40

Social Security is one of the biggest financial decisions you’ll make in retirement. While waiting increases your monthly benefit, taking it earlier can sometimes mean more total cash depending on your life expectancy and tax situation. It’s not just about the biggest check, it’s about your overall strategy and when the numbers actually make sense.

The Social Security Administration has been sounding the alarm for years about the program running out of money. The latest estimate says if congress does nothing, the Social Security Trust Fund would be insolvent by 2033 and Social Security recipients will only receive 77% of the benefits recipients today are receiving. The fact is, there isn’t one single solution to this problem. Experts believe it’ll take a combination of solutions to make Social Security viable again. Believe it or not — Democrats AND Republicans have started to coalesce around 3 reasonable solutions. This video explains the up sides and the down sides of each. #socialsecurity #retirementplanning #congress

When is the BEST time to start Social Security? Should you take it at 62 or wait until your Full Retirement Age (67)? The difference can mean hundreds of dollars per month for the rest of your life. In this video, I break down: ✔️ What really happens if you claim at 62 ✔️ Why waiting until 67 can increase your benefit ✔️ How this decision impacts your long-term retirement income This is one of the biggest retirement decisions you’ll ever make — and it’s different for everyone. Save this if Social Security is on your radar 👇 #SocialSecurity #SocialSecurityBenefits #RetirementPlanning #ClaimingSocialSecurity #Turning62 #Turning65 #RetirementIncome #FinancialEducation

Social Security Cards Are Dumb

If you make under $184k, you pay a 12.4% Social Security tax rate. Everything after that cap is exempt from the tax. So if you make $1 million per year, you pay about 2.2%. And it's 0.002% for billionaires. If we lifted the cap, Social Security could be funded for decades.

A spouse with little or no work history may still qualify for up to 50% of their partner’s Social Security benefit at full retirement age. #SocialSecurity #RetirementPlanning #financialeducation