#Variable Rate Mortgage

Is now a good time to buy real estate? 🏘️🤔

We have received a critical update regarding TD’s mortgage rates that will affect many of our clients. Effective this Thursday, TD will implement a substantial increase across both fixed and variable products. Specifically, 3, 4, and 5-year fixed rates will rise by 30 bps, while 3 and 5-year variable rates will increase by 10 bps. Our priority is ensuring you receive the most favorable terms possible. If you are in the market for a new home or if your current mortgage is up for renewal soon, we strongly advise locking in a rate before the close of business tomorrow. Taking this step now could save you thousands over the life of your mortgage. Reach out to the ESG team today to discuss your options.

What will happen with interest rates on fixed rates and even variable rates! Nobody has a crystal ball but we have data that we can continuously watch here! #rates #mortgage #finance #canada #debt

UK Mortgage rates are expected to rise across the board over the next couple of days as swap rates sky rocket ! The UK Mortgage industry has done a complete 180 on rates due to increases in swap rates because of the conflict in the Middle East. How long would it last for? Does this affect you? Stay tuned to find out. ** you’re home may be repossessed if you do not keep up repayments on your mortgage 

High level overview of how variable rate mortgages work in Canada. Every bank/lender has their own unique variable mortgage product. Email me today to see whether a variable term mortgage is right for you! [email protected] #whitbyontario #mortgageagentontario #mortgagesbyben #mortgageagent

Most banks won’t tell you this but you can turn Your 30-Year into a 15-Year, Saving Thousands First, check your mortgage statement, find the magic number, and pay it on the 15th! Watch your mortgage transform and your savings soar. #MortgageHack #FinancialFreedom #tulsarealestate #tulsamortgage

Everyone is panicking about mortgage rates right now. I'm not. And I want to show you exactly why. Over the last 25 years, England's average house price went from £88,466 to £292,000. That's through the 2008 crash. Brexit. A global pandemic. A cost of living crisis. Every single time people said "now is not the time to invest"... property recovered. And then some. Rates go up. Rates come down. Property keeps moving forward. Drop a 🏡 below if you want me to share more content like this. I love sharing ideas on how to grow your money! 🏡 Just a quick reminder, this is for education only. I don't provide financial advice or make specific recommendations, since everyone's situation is unique. It's always a good idea to seek independent advice before making big decisions, and make sure you fully understand before you act. Thanks for learning with me!

Should You Fix Your Rate Right Now? | March 2026 The RBA is flagging rate rises - so should you fix your rate? Here's the quick version. 🏠 Rates current as of 12/03/2026. Everyone's situation is different - reach out if you want to chat through your options. Full version on our YouTube! See our channel for more information #mortgagebroker #homeloan #fixedrate #variablerate #RBA #interestrates #australianproperty #mortgagetips #propertyaustralia #sydneyproperty #refinance #mortgagechoice #homeowner #propertyinvestor #australianrealestate

😉Fixed vs Variable — what actually makes sense right now? Everyone has an opinion on this. But the truth is… there’s no one-size-fits-all answer. Here’s the real difference: ☝🏻Fixed rate = stability Your payment stays the same. You know exactly what to expect. ☝🏻Variable rate = flexibility Your rate can move. Sometimes you save money… sometimes you don’t. And this is where most people get it wrong: They try to pick the “better rate” instead of choosing what actually fits their situation. Because the right choice depends on: • your income stability • your risk tolerance • how long you plan to keep the property • and what you’re comfortable with month to month Some people sleep better with fixed. Others are comfortable with variable and are okay with some fluctuation. There’s no “perfect option” — only what makes sense for you. Kristen Young Mortgage Broker | BRX, Merge Mortgage Group 📲 @kristenyoung_mergemortgage Bohdan “Sunny” Solntsev Real Estate Agent | eXp Realty 📍 Calgary, Alberta 📲 @sunnyhomesyyc

Fixed or variable – it’s a question we are getting asked more and more. 🔒 Fixed - locked in repayments, no surprises, great for budgeting 📈 Variable - flexibility, full offset access, benefits when rates drop There’s no universal right answer. It comes down to your own situation - your income and your future goals. #fixedvsvariable #homeloan #mortgagebroker #australianproperty #mortgagetips

To grab these lower rates just WhatsApp or call me at 647-406-1313. #MortgageRates #CanadaMortgage #MortgageBroker #MortgageTips #HomeOwnership #FirstTimeHomeBuyer #MortgageCanada #Refinance #MortgageAdvice #MortgagePlanning #RealEstateCanada #MortgageSolutions #LowRates #MortgageDeals #MortgageSpecialist

Full explanation: The data being referenced in this reel is from a recent article where Wells Fargo economists are forecasting mortgage rates to stay above 6% for the next 2 years. This may not be the case, however this is the current outlook from experts. This video is speaking to those homeowners with a sub 6% mortgage rate. If these forecasts are accurate and mortgage rates don’t drop below your current rate you’ll not have the opportunity to refinance to lower your rate and payment. In that case the next best option if you are facing hardship and need to lower your payment is what’s called a ‘loan modification’ this is something you can do on your own by reaching out to your loan servicer, however NACA have the ‘Home-Save’ program that has a proven track record of helping you negotiate and lower that payment. In the situation where you’re unable to refinance and also unable to handle your current mortgage payment this program or programs like it that may be released in the near future are likely to be your next best option to reduce your mortgage rate without refinancing. #mortgagetips #homebuyer #mortgage #homeowner