#Wealth Planning

Wealth building strategy 💸 Did you know this is how it works? 💬 #personalfinance #finance #financetips #investing #investingforbeginners

Most Americans have two types of investments. Stocks and real estate. And they wonder why their wealth isn’t compounding the way they hoped. Here’s what the perfect portfolio (my opinion not financial advice) actually looks like at a $10M net worth: 30% public markets. Stocks, ETFs, mutual funds. This is your liquidity. 30% real estate. This is your tax advantage. 20% venture capital. This is where you multiply. 20% private equity. This is where you really build. The problem isn’t that people don’t invest. It’s that they’ve never been shown how to access the last two, and those are the ones generating 12, 15, 20% returns while everyone else is fighting to beat inflation at 4-6%. But before you go anywhere near private markets, you need your liquidity pool locked in first. Three to six months in a high-yield savings account. Eighteen months of expenses in a brokerage you can access anytime. Enough in stocks, ETFs, 401(k)s, and IRAs to live two to four years with zero income coming in. Private markets are where real wealth gets built. But only if you’re positioned to play there without panicking when things get illiquid. This is step six. Full breakdown on YouTube — RealBraidenShaw. 🎥

Generational wealth 📈 💰 - - - Follow @petehabchi | Real Estate Finance

I currently have $194,121.45 in my investment accounts 💰 Here’s the breakdown by account - ➡️ TFSA - $76,500 invested, $99,166.50 current value ➡️ RRSP - $61,985 invested, $72,015.97 current value ➡️ FHSA - $16,000 invested, $18,787.41 current value ➡️ Taxable - $4,015 invested, $4,141.58 current value If you want to learn how YOU can start investing in the stock market, comment ‘INVEST’ to get the registration link to our free investing workshop. We have a few sessions available - each one will start with the workshop, and end with a Q&A where we’ll answer all of your money and investing questions. ➡️ Tuesday, September 2, 2025 @ 8:00pm EST ➡️ Wednesday, September 3, 2025 @ 8:00pm EST ➡️ Thursday, September 4, 2025 @ 8:00pm EST See you there! 🤑 #PersonalFinance #Money #MoneyTips #HowToInvest #Invest #Investing #InvestingMoney #InvestMoney #HowToInvestForBeginners #InvestingForBeginners #InvestmentTips #StockMarket #StockMarketInvesting

After seventeen years as a financial planner I can tell you this with full confidence. Most people don’t fail because they make one big mistake. They fail because they repeat the same small ones for years without realizing it. 1. Take on a car payment that steals future wealth I’ve watched too many clients sabotage decades of compounding for a nicer commute. 2. Buy a home based only on the mortgage number The clients who struggled weren’t “house poor” from the mortgage. They were crushed by taxes, insurance, and maintenance they didn’t plan for. 3. Wait for the “right time” to invest I’ve never had a client say they wished they started later. 4. Ignore cash flow because “my income is high” I’ve seen high earners go broke faster than teachers. Spending habits matter more than income. 5. Keep all my money at one institution I’ve watched accounts get frozen, hacked, or held up in paperwork. Safety is in redundancy. 6. Hold on to an investment just because it went up I’ve seen more fortunes evaporate from greed than bad luck. 7. Buy the big house before I built real financial stability The happiest clients grew into their lifestyle, not into their debt. 8. Pretend my marriage and money are separate After 17 years, I’ve learned poor communication ruins more financial plans than the stock market ever has. 9. Skip disability or life insurance because “I’m healthy” I’ve walked families through the aftermath when someone wasn’t. 10. Rely on one income stream to protect my family Every client who built real wealth had optionality, not a single paycheck. Here’s your next steps: 👇🏼 📍Follow and comment “STACK” and I’ll send you my FREE guide: The Wealth Stack – 7 Assets Required to Achieve Financial Freedom. In this guide, I reveal the assets I acquired that enabled me to achieve multi-millionaire status in my 30s. 👉🏼 Follow @jjeffrose to learn wealth-building tips your parents and school didn’t teach you.

After becoming a millionaire, I've realized how all millionaires get rich. And it's all about just pulling the right levers at the right time. Of course it's up to you which levers you pull and when. But generally speaking, the sooner you pull them, the better. Honestly, it's that simple. You can literally screen shot these steps and google for specifics. Follow me for more - I’m here to help you fix your family's finances! @budgetdog

The two things wealthy people use to build wealth that average people don’t are trusts and permanent life insurance. Building wealth doesn’t happen by accident. It takes the proper planning and the right strategies. Drop “info” below or message me “info” if you are interested in learning more.

3 Net Worth Milestones That Change Everything

Surprised? It’s easier than you think! These calculations are based on an 8% annual return. You can even reduce the amounts by half or more—the key is to start now with whatever you can afford. Here are some more tips to help you reach your financial goals: 𝐒𝐭𝐚𝐫𝐭 𝐄𝐚𝐫𝐥𝐲 The earlier you invest, the more time your money has to grow. Compound interest is powerful. 𝐃𝐢𝐯𝐞𝐫𝐬𝐢𝐟𝐲: Don’t keep all your money in one place. Spread it across stocks, bonds, real estate, etc. 𝐂𝐨𝐧𝐬𝐢𝐬𝐭𝐞𝐧𝐭 𝐂𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧𝐬: Build a habit. Even small, regular investments add up. 𝐒𝐭𝐚𝐲 𝐈𝐧𝐟𝐨𝐫𝐦𝐞𝐝: Learn as you go. Better knowledge = better decisions. 𝐒𝐞𝐭 𝐂𝐥𝐞𝐚𝐫 𝐆𝐨𝐚𝐥𝐬: Know your “why”—college fund, home, retirement, etc. 𝐌𝐨𝐧𝐢𝐭𝐨𝐫 𝐘𝐨𝐮𝐫 𝐏𝐫𝐨𝐠𝐫𝐞𝐬𝐬: Check in regularly and adjust when needed. 𝐅𝐨𝐥𝐥𝐨𝐰 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐯𝐚𝐥𝐮𝐚𝐛𝐥𝐞 𝐭𝐢𝐩𝐬 𝐚𝐧𝐝 𝐬𝐭𝐚𝐫𝐭 𝐲𝐨𝐮𝐫 𝐣𝐨𝐮𝐫𝐧𝐞𝐲 𝐭𝐨 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐟𝐫𝐞𝐞𝐝𝐨𝐦 𝐭𝐨𝐝𝐚𝐲! 💰

How many do you know? 1. Pay yourself first. As soon as you get paid, put money into savings. Automating this is even better. 2. Keep a 6-month emergency fund. If you have multiple streams of income, you can go as low as 3 months. If starting out on your own, you could need as much as 12 months. 3. Budget using the 50/30/20 rule. •50% for needs •30% for wants • 20% towards saving/investing This is the bare minimum! 4. Divide your bonus into thirds: • 1/3 for tun • 1/3 for retirement •1/3 for debt paydown (add to retirement if only low-interest debt) 5. Put all, or a large percentage, of your raises into saving and investing. This helps avoid lifestyle inflation and moves up your retirement date. 6. Avoid high-interest debt. If you have it, use the avalanche or snowball method to pay it off (google them). 7. Always take an employer 401k match. Many employers will match a percentage of you paycheck. This money is getting an immediate 100% return. If you turn this down, it’s the same as turning down a raise. 8. Your home payment (mortgage, interest insurance) should cost less than 25% of your monthly income. 9. When buying a car use the 20/4/10 Rule if you have to. • 20% down •4-year loan •<10% of your monthly income I still prefer to buy older vehicles with cash, but each to their own. 10. You should save at least 15% of your income for retirement. 11. Your age subtracted from 100 represents the percentage of stocks you should have in your portfolio. Some are now using the number 120. 12. The stock market has a long-term average return of 10%. To calculate your returns, it’s common to use 8% to capture the effect of inflation.. 13. The rule of 72: tells you how long it will take your investment to double. Example: The stock market returns 10%, so 72/10 = 7.2 years to double your money. 14. The 4-percent rule says you can safely withdraw 4% of your starting investment balance each year (adjust for inflation in subsequent years) and not run out of money. #motivation #explore #explorepage #viral #life #selfdevolepment #growth #mindset #growthmindset #motivated #wealth #wealthmindset #entrepreneurship

The easiest way to build generational wealth. Comment “WEALTH” for a strategy session on how to build generational wealth for your family.

If my kids had $10,000 today… I’d teach them how to quietly build a million-dollar portfolio with simple moves they can repeat for life. Because wealth isn’t built on hype. It’s built on habits. And the earlier they start, the bigger the outcome. I share the full breakdown in the video, exactly what I’d do. Would you set something like this up for your kids? Or for yourself? 👇 Drop “SHEET” in the comments or TAG your kids, and I’ll send you the exact spreadsheet we’re using to build financial freedom as a family. Make sure you FOLLOW @ianbuildswealth so we can grow together, one smart move at a time. #GenerationalWealth #MoneyForFamilies #Investing #FinancialFreedom . . . . . All of my content is for educational purposes only. Investing always carries risk and any examples I use that aren’t my own experience are based on average past returns. Past performance doesn’t guarantee future results. Make sure to do your own research and please do not treat this as investing advice, specific recommendations or legal advice.